Costs and Fees

Property transfer tax is payable at 3% based on the declared value of the property on the title deed. This may be shared as 1.5% buyer and 1.5% seller (depending on the agreement). Stamp duty is currently around £100. It is a requirement for completion that the property has government DASK insurance. This insurance covers 20% of the rebuild cost of the building in the event of an earthquake. After completion buyers may take out additional private insurance to increase the level of building cover for all risks and to insure the contents. After completion the buyers should register the property with the local authority for payment of council tax. Buyers also need to transfer the utilities (water and electricity, etc) in their names. Our firm can provide the above mentioned services for you with a power of attorney.

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English, French and Portuguese Re-mortgages

Thank you for completing complex mortgage repayments simultaneously in three countries. David and Stefano were excellent, remaining calm and efficient in trying circumstances. I was very satisfied with their service, and would not hesitate to use Kobalt Law again.  

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